Rates & Terms

Loans will generally be due on your next payday that falls between 8 to 31 days away.

Loan Costs

The total number of payments and APR will vary with each loan based on the amount borrowed and the loan term or time needed to pay-off. Missed payments due to Non-Sufficient Funds or by the decision of your financial institution to dishonor the charge will be subject to a fee of $25 and will be added to any outstanding loan balance after 3 business days. Below are examples of the payment schedule if minimum payments are made until the loan is paid in full. This is an expensive way to pay off a loan and you can greatly reduce the total cost of your loan by paying it off on your first due date or making additional payments between due dates. There is no penalty for early payment.

Payment Schedule

Your full payment schedule will be included in your loan agreement and will include the maximum number of payments you could have and includes payment due dates and amounts.

Loan Amount $100 $200 $300 $400 $500
Term In Days APR Finance Charge / APR (Per $100)
8 1505.62% $33 $66 $99 $132 $165
9 1338.33% $33 $66 $99 $132 $165
10 1204.5% $33 $66 $99 $132 $165
11 1095% $33 $66 $99 $132 $165
12 1003.75% $33 $66 $99 $132 $165
13 926.54% $33 $66 $99 $132 $165
14 860.36% $33 $66 $99 $132 $165
15 803% $33 $66 $99 $132 $165
16 752.81% $33 $66 $99 $132 $165
17 708.53% $33 $66 $99 $132 $165
18 669.17% $33 $66 $99 $132 $165
19 633.95% $33 $66 $99 $132 $165
20 602.25% $33 $66 $99 $132 $165
21 573.57% $33 $66 $99 $132 $165
22 547.5% $33 $66 $99 $132 $165
23 523.7% $33 $66 $99 $132 $165
24 501.88% $33 $66 $99 $132 $165
25 481.8% $33 $66 $99 $132 $165
26 463.27% $33 $66 $99 $132 $165
27 446.11% $33 $66 $99 $132 $165
28 430.18% $33 $66 $99 $132 $165
29 415.34% $33 $66 $99 $132 $165
30 401.5% $33 $66 $99 $132 $165
31 388.55% $33 $66 $99 $132 $165

Annual Percentage Rate

The APR is the cost of your loan expressed as a yearly rate. The above APRs are based on example loan terms of one payment ("Check Amount") due in 8 to 31 days. The APR will increase if the actual loan term is shorter than these examples, and will decrease if your loan term is longer.

Customer Service

For questions or concerns regarding your loan or personal loans in general, you may call our customer service at 855-836-3650.

Terms

FSST Financial Services, LLC, dba Rushmore Financial is a tribal lending entity wholly owned by Flandreau Santee Sioux Tribe, a federally recognized Indian tribe, which operates and makes loans within the Tribe’s reservation. All loans are subject exclusively to the laws and jurisdiction of the Flandreau Santee Sioux Tribe.

By accessing the www.RushmoreFinancial.net web site and using the services on this site, you agree to be bound by the terms and conditions ("Terms") below. Please read these Terms carefully. If you do not agree to these Terms, do not access or use this web site. The www.RushmoreFinancial.net web site is operated by FSST Financial Services, LLC, dba Rushmore Financial. All references below to www.RushmoreFinancial.net include FSST Financial Services, LLC, dba Rushmore Financial.

FSST Financial Services, LLC, dba Rushmore Financial is a direct lender and will evaluate all loan requests submitted from any of its lead forms. If FSST Financial Services, LLC, dba Rushmore Financial is able facilitate the loan, the consumer will be directed to www.RushmoreFinancial.net e-Signature documents. If www.RushmoreFinancial.net is unable to facilitate the consumer’s loan request they will be directed to www.RushmoreFinancial.net Loan Matching Service.

Loan Matching Service

www.RushmoreFinancial.net’s loan matching service matches consumers with prospective lenders participating in www.RushmoreFinancial.net’s direct network of payday loan lenders ("participating lenders"). To use the service, you must complete one or more online application forms that request specific information from you, including, but not limited to, your name, address, telephone number, email address, social security number, banking account information, and employment information. www.RushmoreFinancial.net’s collection and use of this information is subject to this site's Privacy Policy. In order to use this web site or the service, you must agree to the separate terms and conditions set forth in the Privacy Policy, which are incorporated herein by reference.

Once a consumer submits the application form(s) to www.RushmoreFinancial.net, www.RushmoreFinancial.net shares your information with one or more participating lenders. By submitting the application form(s), you understand and agree that you are submitting an inquiry about a loan product to www.RushmoreFinancial.net and each of the participating lenders to whom www.RushmoreFinancial.net transmits your loan request. By submitting the application form(s), you are extending an express invitation to www.RushmoreFinancial.net and each of the participating lenders with whom your information is shared to contact you by any means (including, without limitation, email, telephone, and direct mail) so that they may assist you with your transaction or provide information to you about additional offers in which you may be interested.

Participating lenders who receive your application information from www.RushmoreFinancial.net review your information in real-time to determine whether your information meets the lender's loan qualification criteria. Participating lenders may, among other things, verify your social security number, perform a credit check, and review your information against national databases (such as Teletrack, DP Bureau or DataX) that tracks consumer transactions with lending institutions. By submitting the application form(s), you agree to allow participating lenders to review, verify, and research your information in such manner.

If a participating lender determines that your application meets its loan qualification criteria, the www.RushmoreFinancial.net web site will open a new web page identifying the name(s) and contact information of the lender(s), or redirect your browser to the lender's web site. You understand and agree that, once you have been redirected to the lender's web site, www.RushmoreFinancial.net has no further involvement in the loan application or approval process. Your subsequent interactions with the lender are subject to privacy policy, terms of use, and other policies and/or terms enforced by that lender.

www.RushmoreFinancial.net does not guarantee acceptance into any particular loan program or specific loan terms of conditions with any participating lender. www.RushmoreFinancial.net does not guarantee that the price, product, availability, rates, fees, or any other loan terms offered and made available by participating lenders through the loan matching service are the best terms available in the market.

www.RushmoreFinancial.net does not endorse or recommend the products of any particular lender. www.RushmoreFinancial.net is not an agent of you or any participating lender. www.RushmoreFinancial.net is not involved with the lender's use and/or review of your application information or in making a determination about whether you meet a particular lender's loan qualification criteria. The lender is solely responsible for its services to you, and you agree that www.RushmoreFinancial.net shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of the loan matching service. You understand that participating lenders may keep your application information, whether or not you are qualified for a loan with them.

Control over Features, Functions, and Access to the Service

www.RushmoreFinancial.net reserves the right to change any information, features and/or functions of the loan matching service without prior notice. www.RushmoreFinancial.net may deny you access to all or part of the services without prior notice if you engage in any conduct or activities that www.RushmoreFinancial.net determines, in its sole discretion, violate these Terms, the rights of www.RushmoreFinancial.net or any third party, or is otherwise inappropriate. www.RushmoreFinancial.net is not responsible for any errors or delays in providing the loan matching services caused by errors in any of the application information provided by you or by any technical problems beyond our reasonable control.

Disclaimers and Limitations

THIS WEB SITE AND THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES ASSOCIATED WITH IT ARE PROVIDED "AS IS." www.RushmoreFinancial.net EXPRESSLY DISCLAIMS ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING TO THIS WEB SITE AND ANY INFORMATION, SOFTWARE, PRODUCTS OR SERVICES PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. www.RushmoreFinancial.net MAKES NO WARRANTY AS TO THE RESULTS THAT MAY BE ACHIEVED BY USING THIS WEB SITE AND THE INFORMATION, SOFTWARE, PRODUCTS AND SERVICES ASSOCIATED WITH IT. USE OF THIS WEB SITE AND/OR www.RushmoreFinancial.net’s SERVICES IS AT YOUR OWN RISK. www.RushmoreFinancial.net AND/OR ITS PARTICIPATING LENDERS OR ADVERTISERS OR ANY OF THEIR OFFICERS, DIRECTORS, AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES, SUCCESSORS, ASSIGNS, CONTENT PROVIDERS, OR SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES OR OTHER INJURY ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEB SITE AND/OR www.RushmoreFinancial.net’s SERVICES OR WITH THE DELAY OR INABILITY TO USE THIS WEB SITE, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS AND SERVICES OBTAINED THROUGH THIS WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF www.RushmoreFinancial.net OR ITS PARTICIPATING LENDERS HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. SOME STATES DO NOT ALLOW THE LIMITATION OF LIABILITY AND DISCLAIMER OF IMPLIED WARRANTIES, SO THE DISCLAIMERS AND LIMITATIONS ABOVE MAY NOT APPLY TO YOU. IN SUCH STATES, THE RESPECTIVE LIABILITY OF www.RushmoreFinancial.net, ITS PARTICIPATING LENDERS, AND THEIR OFFICERS, DIRECTORS, AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES, SUCCESSORS, ASSIGNS, CONTENT PROVIDERS AND SERVICE PROVIDERS IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

Indemnity

As a condition of using this web site and/or the services offered herein, you agree to indemnify www.RushmoreFinancial.net and its participating lenders from and against any and all liabilities, expenses (including attorneys' fees) and damages arising out of claims resulting from your use of this web site, including without limitation any claims alleging facts that if true would constitute a breach by you of these Terms.

Links to Third Parties

This web site may contain links to other web sites operated by participating lenders or other third parties. Such links are provided for your convenience and reference only www.RushmoreFinancial.net does not operate or control in any respect any information, software, products or services available on such third party sites. www.RushmoreFinancial.net‘s inclusion of a link to a web site does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.

Dispute Resolution

Any controversy or claim arising out of or relating to the use of the web site, to the goods or services provided by www.RushmoreFinancial.net, or to any acts or omission for which you may contend www.RushmoreFinancial.net is liable, including but not limited to any controversy or claim as to arbitrability ("Dispute"), will be settled finally and exclusively by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association in effect at that time. The arbitration will be conducted in South Dakota and judgment on the arbitration award may be entered into the Federal Court of South Dakota. No arbitrator shall have the power to award damages in connected with any Dispute in excess of actual compensatory damages and shall not multiply actual damages or award consequential, punitive or exemplary damages, and each party irrevocably waives any claim thereto. The agreement to arbitrate shall not be construed as an agreement to the joinder or consolidation of an arbitration under this agreement with an arbitration of disputes or claims of any non-party, regardless of the nature of the issues of disputes involved.

THESE TERMS PROVIDE THAT ALL DISPUTES BETWEEN YOU AND www.RushmoreFinancial.net WILL BE RESOLVED BY BINDING ARBITRATION. THUS, YOU GIVE UP YOUR RIGHT TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS. YOU ALSO GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS. YOUR RIGHTS WILL BE DETERMINED BY NEUTRAL ARBITRATORS AND NOT A JUDGE OR JURY. By using www.RushmoreFinancial.net's service, you consent to these restrictions.

In the event the arbitration provisions herein become inapplicable or unenforceable, or in any instance of any lawsuit between you and www.RushmoreFinancial.net, you agree that jurisdiction over and venue of any suit shall be exclusively in the Federal Court of South Dakota. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the services must be filed within one (1) year after such claim or cause of action arose or be forever barred.

Bank Secrecy Act / Anti-Money Laundering (BSA/AML Policy)

It is the policy of the FSST Financial Services, LLC, dba Rushmore Financial. to prohibit and actively monitor for the prevention of money laundering and any activity that facilitates money laundering or the funding of terrorist and/or criminal activities by complying with all applicable requirements under the Bank Secrecy Act (BSA) and its implementing regulations.

The FSST Financial Services, LLC, dba Rushmore Financial AML policies, procedures and internal controls are designed to ensure compliance with all applicable BSA regulations rules and will be reviewed and updated on a regular basis to ensure appropriate policies, procedures and internal controls are in place to account for both changes in regulations and changes in the FSST Financial Services, LLC, dba Rushmore Financial.

Payments

Loan payments can made through various third party payment processors using any of the following options; ACH bank draft, remotely generated check, or debit/credit card(s) tied to the account in which the loan proceeds were funded.

Other Terms

By providing your cell phone number, you are agreeing to receive promotions from us and our partners on your mobile phone. We do not charge you to participate in this program. Under no circumstances will we be responsible for fees that your wireless carrier or other third parties may charge you for use of the Service.

These Terms constitute the entire agreement between you and www.RushmoreFinancial.net. These Terms shall be governed by the laws of the Flandreau Santee Sioux Tribe without regard to its conflict of law provisions. If any part of these Terms is determined unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid and enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms shall remain in effect. Any failure by www.RushmoreFinancial.net to exercise or enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. www.RushmoreFinancial.net may amend these Terms at any time by posting the amended terms on its web site. All amended terms are automatically effective immediately, upon posting.

Rushmore Financial does not provide short term loan services to those who live in the following states: Arizona, Connecticut, Washington DC, Ohio, Vermont, Virginia, Arkansas, Colorado, Georgia, Massachussettes, Maryland, New Hampshire, New York, Pennsylvania, West Virginia, Kansas, Missouri, North Carolina or New Jersey.

Rushmore Financial does not charge any application or origination fees. Missed payments due to non-sufficient funds, incorrect account info, etc, will be subject to a fee of $25. Any payments returned as "unauthorized" will incur a $100 fee. There are no fees for early payment.

Questions

You may direct any questions concerning these Terms to:

www.RushmoreFinancial.net
c/o FSST Financial Services, LLC, dba Rushmore Financial
P.O. Box 283, Flandreau, South Dakota 57028

CustomerService@RushmoreFinancial.net

© 2018 Rushmore Financial. All rights reserved. Other product and company names mentioned herein, including the names of participating lenders, may be the trademarks of their respective owners.

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Call: 855-836-3650
Fax: 877-769-6705

Disclaimer:

Rushmore Financial, LLC is NOT associated or affiliated with Rushmore Home Loans or Rushmore Loan Management Services. Please do not contact them regarding your loan; rather, please contact us (Rushmore Financial) at either 855-836-3650 or CustomerService@RushmoreFinancial.net.

Questions about short term lending?OLA Consumer Hotline: 866-299-7585

www.RushmoreFinancial.net is owned and operated by FSST Financial Services, LLC, dba Rushmore Financial, a tribal lending entity wholly owned by the Flandreau Santee Sioux Tribe, a federally recognized Indian tribe that operates and makes loans within the Tribe's reservation. All loans are subject exclusively to the laws and jurisdiction of the Flandreau Santee Sioux Tribe. Carefully review the Terms and Conditions for more details.

The Operator of this website is a lender and will use any information provided in the secure application only in an attempt to fulfill a loan request. If does not approve the loan application, the Applicant's information may be forwarded to other lenders in an attempt to connect the Applicant with a lender who is able to fulfill the request.

The Terms & Conditions and Privacy Policy displayed on this website apply to customers who receive their loan directly from FSST Financial Services, LLC, dba Rushmore Financial P.O. Box 283, Flandreau, South Dakota 57028. Fund Transfer times may vary depending on each individual's financial institution. In some cases, faxing may be required.

FSST Financial Services, LLC, dba Rushmore Financial does not provide short term loan services to those who live in the following states: Arizona, Connecticut, Washington DC, Ohio, Vermont, Virginia, Arkansas, Colorado, Georgia, Massachussettes, Maryland, New Hampshire, New York, Pennsylvania, West Virginia, Kansas, Missouri, North Carolina or New Jersey.